Copays and Deductibles

The center requires payment of your deductible, copays and coinsurance before or on the day of your surgery. Please call our office prior to your surgery date if payment arrangements are necessary.

Prior to your surgery, you may request to receive a reasonable estimate of charges. The estimate is based upon your current insurance benefits.

Post-surgery, upon request, you may request an itemized bill of charges.

About Your Bill

Heart of Florida Surgery Center will make every effort to keep this process as simple as possible. Your surgical procedure will generate several different bills from different sources:

  • Heart of Florida Surgery Center's bill covers the use of the facility and all necessary supplies used during your surgical procedure.

  • You will receive separate bills from your surgeon and anesthesiologist.

  • Other billable services that may be used during your surgery are laboratory and/or pathology charges, radiology and some specialty items.

Our facility works with your doctor’s office to make sure we have accurate insurance information. We will contact your insurance carrier if there is any question about your eligibility. If it is determined that you are responsible for the bill in its entirety or just a portion, we will notify you before your date of surgery to make payment arrangements. We accept cash, personal checks, Visa, MasterCard, American Express, and Discover.

Charity Care

The center maintains a charity care discount policy to provide financial assistance to patients who receive care but do not qualify for state or federal assistance and who are unable to pay the estimated financial responsibility in full. The patient must meet complete an application and meet the household income qualification based on Federal Poverty Level Guidelines, which are revised annually. Patients will also need to submit supporting documentation as outlined in the application.

Patients may access the State of Florida’s Agency for Healthcare Administration website ( for more information about the center.

Who to Contact

For information regarding your account, please contact (863) 866-9950.